Gray & Troy

Gray & Troy Insurance is an independent insurance brokerage, specializing in employee benefit planning and administration. We serve both public and private sector entities ranging in size from 2-500 employees, with single locations, multi-state, and international locations.

Offering technical expertise and a strong focus on customer service and support, Gray & Troy Insurance is an industry leader in progressive plan design through the use of consumer driven health plans (CDHP’s). These CDHP’s include, Health Savings Accounts (HSA’s), Health Reimbursement Arrangements (HRA’s) and Flexible Spending Accounts (FSA’s) that complement traditional health insurance plans.

Gray & Troy Insurance Services, Inc. is an independent insurance brokerage and neither the agency nor any principals or employees are affiliated with any insurance carrier or provider network in any way. We are located in San Luis Obispo, California.

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